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You are submitting a request to be connected with one of our third party lenders. In order to offer you a loan, the third party lenders need your consent to use and accept electronic signatures, records, and disclosures ('E-Consent'). This form notifies you of your rights when receiving electronic disclosures, notices, and information. By clicking on the link assenting to our terms, you acknowledge that you received this E-Consent and that you consent to conduct transactions using electronic signatures, electronic disclosures, electronic records, and electronic contract documents ('Disclosures').,Your E-Consent for our loan connecting service and for our third party lenders' consideration of your request cannot be withdrawn because it is a one-time transaction.



If you are connected with one or more third party lenders, you are free to withdraw your E-Consent with those third party lenders at any time and at no charge. However, if you withdraw this E-Consent before receiving credit, you may be prevented from obtaining credit from the lender.
Contact the third party lender directly if you wish to withdraw this E-consent. If you decide to withdraw this E-Consent, the legal effectiveness, validity, and enforceability of prior electronic Disclosures will not be affected.,Vivaloan is a free, no obligation financial service, connecting prospective borrowers with prospective lenders for Personal Loans.


Vivaloan is not a financial institution or a lender and cannot guarantee final approval of your loan. Qualifying for final approval for a Personal Loan depends on many factors including, but not limited to: income levels, employment status, credit and state of residence.
Independent loan companies and lenders may verify your supplied information with a number of independent verification companies including but not limited to: CLVerify, Teletrack, or Accurint.


Not all independent loan companies will approve a loan up to $15,000 or approve all credit situations. All applications are subject to credit approval by the lender and the exact terms of your loan (including underwriting criteria for approval, interest and rates, repayment periods and monthly payment information) will be determined and presented to you by your lender. Each lender uses their own policies to determine their terms. You should carefully review each lender's terms and conditions to determine which loan works for you and your personal financial situation.

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Interest rates and terms are subject to change at any time without notice. Late or missed loan payments may be subject to increased fees and interest rates. There is no guarantee you will be approved for credit or that upon approval you will qualify for the advertised rates, fees, or terms shown. The offers on this site are from lenders who provide compensation to Vivaloan.com for provided leads.
There is no cost to you to use this service.,Toggle navigation Home How It Works FAQs Apply Now Consent For Electronic Signatures, Records, and Disclosures ('E-Consent') Please read this information carefully and print a copy and/or retain this information for future reference.,Introduction You are submitting a request to be connected with one of our third party lenders. In order to offer you a loan, the third party lenders need your consent to use and accept electronic signatures, records, and disclosures ('E-Consent').


This form notifies you of your rights when receiving electronic disclosures, notices, and information. By clicking on the link assenting to our terms, you acknowledge that you received this E-Consent and that you consent to conduct transactions using electronic signatures, electronic disclosures, electronic records, and electronic contract documents ('Disclosures').
Option for Paper or Non-Electronic Records You may request any Disclosures in paper copy by contacting the third party lender directly.


Some lenders will provide paper copies at no charge. The lenders will retain all Disclosures as applicable law requires. Scope of Consent This E-Consent applies to all interactions online concerning you and the third party lender and includes those interactions engaged in on any mobile device, including phones, smart-phones, and tablets.
By exercising this E-Consent, the third party lender may process your information and interact during all online interactions with you electronically. The lender may also send you notices electronically related to its interactions and transactions. Disclosures may be provided online at our or third party lenders' websites, and may be provided by e-mail.



Consenting to Do Business Electronically Before you decide to do business electronically with the third party lenders, you should consider whether you have the required hardware and software capabilities described below. Hardware and Software Requirements To access and retain the Disclosures electronically, you will need to use the following computer software and hardware: A PC or MAC compatible computer or other device capable of accessing the Internet, access to an e-mail account, and an Internet Browser software program that supports at least 128 bit encryption, such as Microsoft® Internet Explorer, Netscape® or Mozilla Firefox®.



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